COMPATABILITY MODE

It looks like you are running Internet Explorer in compatability mode, please turn this off to benefit from all functionality on this website.

To do this, click the blue broken page icon in your browser address bar (example below).

compatability mode

JAVASCRIPT DISABLED

It looks like you aren't running java, please turn this on to get the best user experience

Translate

Use the options below if you wish to translate the page, this may effect the layout of the website.

Premium Accounts

More than just a status symbol, premium current accounts offer a tailored service. Monthly fees are higher, but as the saying goes, 'you get what you pay for'. You need to earn R25 000 or a month or more to qualify for a premium current account. The main thing is to make sure you will use the benefits to justify the big fee.

Account holders will be able to take advantage of a number of benefits including cash back rewards, full comprehensive travel insurance and access to further finance options.

With a higher monthly fee, it’s important to select the account that offers benefits you will make the most of.

If you know your credit rating, select it by hovering your mouse over the panel to the right and clicking on the appropriate rating. If you don’t know your credit rating, click the button to calculate it for free. This will match up your rating with lender appetite to give you the best chance of success with your application.

shadow

ABSA PLATINUM CHEQUING ACCOUNT

APPLY TODAY
Find out more & apply online now
  • Minimum monthly income of R 25 000,00
  • Monthly fee of R 159,00
  • Bank in branch or using the internet
  • Account support from a team of financial experts
  • Access to exclusive credit options
  • Higher transactional fees
  • Click here for more details

As like other Absa current accounts the management fee is only R40 per month (Pay-As-You-Transact) but the Platinum account does require a higher income of R25 000. Compared to other lenders offering similar accounts, Absa has fallen behind in terms of customer satisfaction due to their higher transactional fees for day to day banking. Although there's not a great difference in the accounts offered by Absa, the Platinum stands out for its expert financial assistance offering its clients guidance and support including a Priority Banker and Financial Advisor. The Platinum account attracts those who want to get more out of their money but with a tailored service.

shadow

STANDARD BANK ELITE BANKING ACCOUNT

APPLY TODAY
Find out more & apply online now
  • Minimum monthly income of R 8 000,00
  • Monthly fee of R 95,00
  • Bank in branch or using the internet
  • Credit card offer to accompany the account
  • Access to second Elite Account at a discounted fee
  • Expensive fees compared to similar accounts
  • Click here for more details

While other banks have looked to reduce or remove their fees, Standard Bank has remained the same, offering one of the most expensive accounts on the market with account fees more than double of its competitors. Applicants must also earn above R8000 unless you are a graduate where you could qualify if earning above R5 000 per month. The account holder will be granted a credit card and also have access to an overdraft facility, but unlike other accounts offered, Standard Bank will allow you to open up a second account for your spouse or partner at a discounted rate, potentially making this better value for money if both of you are looking to open up a new current account with this bank.

shadow

STANDARD BANK PRESTIGE BANKING

APPLY TODAY
Find out more & apply online now
  • Minimum monthly income of R 25 000,00
  • Monthly fee of R 179,00
  • Bank in branch or using the internet
  • Overdraft facility at a preferential interest rate
  • Access to second Prestige Account at a discounted rate
  • Option to apply for the Diners Club Card
  • Click here for more details

While being described as a premium bank account it is easy to see why. The Standard Prestige account offers a tailored service to suit your banking needs 24/7. You will be assigned a dedicated Prestige Banker who will be available on an appointment based consultation at your local branch and you will even have access to highly-skilled Prestige Line consultants to help provide you with further advice and guidance on any personal financial planning and investment matters you may have. As like the Standard Elite account the applicant will have the option to apply for a secondary account for their partner or spouse and will receive both a Titanium cheque and credit card with the option to apply for the Diners Club card to earn those all-important rewards.

shadow

FNB PREMIER CHEQUE ACCOUNT

APPLY TODAY
Find out more & apply online now
  • Minimum monthly income of R 30 000,00
  • Monthly fee of R 199,00
  • Bank in branch or using the internet
  • Get up to 15% back in eBucks
  • Free comprehensive global travel insurance
  • Access for further credit products to suit your needs
  • Click here for more details

The Premier Cheque account is perfect for big spenders and frequent travellers alike with eBucks rewards earned on both airtime and fuel purchases. Earn up to 15% back in eBucks when you shop at Checkers & Shoprite. Although the Premier account comes with one of the highest monthly fees, you will receive extra travel bonuses such as exclusive access to SLOW Domestic and SLOW International Lounges and free comprehensive global travel insurance. Depending on your spending levels and if managed well you could potentially earn enough eBucks to cover your monthly banking fees which would make this a great value rewards account.

shadow

To Top