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JARGON BUSTER

Credit terms explained in brief, plain English. If you need a more detailed explanation, or can't find a term listed, just send us a message.

Accrued InterestAcquiring BankAdministration FeeAdministration OrderAERAmortisationAPRArrangement FeeArrearsAvailable CreditBalance TransferBalloon PaymentBank AccountBank LoanBankers DraftBankruptcyBankservBig 5Bounced ChequeBreach Of ContractBrokerBudget PlanCapitalCash AdvanceCashbackCessionCharge CardCheque CardChip And PINClearance CertificateClearing CycleCo-Branded CardsCollateralCommissionCompound InterestConsolidation LoanConsumer Protection Act (CPA)Cooling Off PeriodCredit Agreement / ContractCredit BalanceCredit BureauCredit Bureau Association (CBA)Credit CardCredit Card StatementCredit LimitCredit ProviderCredit RatingCredit ReportCredit ScoreCreditorData SharingDebit CardDebtDebt ConsolidationDebt CounsellorsDebt ReviewDebtorDefaultDefault NoticeDeflation (Negative Inflation)DepositDepreciationDirect Debit/Debt OrderDiscounted RateDisposable IncomeDownpaymentEAREarly RepaymentEFTEquityEquity ReleaseExpenditureExperianFinance ChargeFinancial AssociationFinancial Services BoardFixed Interest RateFlexible LoanForeclosureFurther AdvanceGarage CardGarnishee OrderGrace PeriodGross InterestGuarantorHandling FeeHire PurchaseHome Loan ApplicationIFA (Independent Financial Advisor)IncomeInflationInsolvencyInstalmentInsuranceInsurance PolicyInterestInterest FreeInterest OnlyInterest RateInternet BankingInvestmentJETJIBARJoint AccountJoint LiabilityJSELenderLiabilityLine Of CreditLoanLoan PeriodLoan-To-Value (LTV)Long Term DebtLump SumMandateMastercardMaximum WithdrawalMicro Finance South Africa (MFSA)Minimum RepaymentMoney LaunderingMortgageMortgage BrokerNational Credit Regulator (NCR)Negative EquityOmbudsmanOnline BankingOutstanding BalanceOverdraftOverdraft LimitOverdrawnOver-IndebtedOverpaymentPayday LoanPayment Clearing HousePayment HolidayPayslipPenalty ChargesPensionPersonal LoanPINPlasticProof Of IncomeRateRate LockRedemption PenaltiesRefinancingRe-MortgageRepayment MortgageRepo RateRepossessionSARBSavings AccountSecured LoanSequestration OrderShare CertificateShare DealingShort Term LoanShortfallSole MandateStandard Variable RateStanding OrderStore CardSummonsTitle DeedTransactionTransfer FeesUn-Arranged BorrowingUnclearedUnderwritersUnsecured LoanValue Added TaxVisaWithdrawalZAPS

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