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Car Finance

Car finance allows you to purchase a car when you don't have the cash to pay upfront. If you have found it hard to obtain credit in the past, then take a look at the different car financing options below.

As with any form of credit its important to make sure you can afford the agreed monthly repayment, as well as the day to day running costs of keeping the car on the road. Failing to meet your repayments could mean the vehicle is repossessed and is likely to harm your credit rating. Paying on time each month will help to improve your credit score over time.

If you know your credit rating, select it by hovering your mouse over the panel to the right and clicking on the appropriate rating. If you don’t know your credit rating, click the button to calculate it for free. This will match up your rating with lender appetite to give you the best chance of success with your application.


Mazuma Car Loan

Find out more & apply online now
  • R 1 000,00 Minimum Loan Amount
  • R 200 000,00 Maximum Loan Amount
  • Repayment period from 3 mths to 60 mths
  • Good or bad credit accepted
  • Interest rates start from 20% APR - Maximum APR of 119%

Drive away a new car today! Borrow up to R200,000 and repay it over a period that suits you. The application process will take no more than 3 minutes to complete and you could receive the funds within just a few hours. Receive an instant decision online. Good or bad credit accepted. Let Mazuma do all the hard work to find you a loan.



Representative example: assumed borrowing of R15,000 over 15 months at a fixed rate of 28% per annum and a fee of R68.40 per month and initiation fee of R1,197 would result in a representative rate of 68% APR (fixed), total amount repayable is R22,717

Loan SA Vehicle Finance

Find out more & apply online now
  • R 5 000,00 Minimum Loan Amount
  • R 150 000,00 Maximum Loan Amount
  • Repayment period from 6 mths to 60 mths
  • Poor credit rating accepted
  • Maximum interest rate of 27% APR

Apply for vehicle finance even if you're blacklisted. The loan application process only takes 5 minutes to complete and you could even have the funds in your account the very same day. Loan SA will assist clients that have a poor credit rating, garnishee and even defaults. There is no need to submit any documents as the entire process is done online. Finance for vehicle models 1999 - 2014 or later. Fast, secure and confidential.



Representative example: assumed borrowing of R50,000 over 36 months at a fixed APR of 10.71% per annum and a fee of R1,000. Total amount of interest charged at R8681. Monthly repayments of R1,630, total amount repayable is R59,716

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